Credit Protection and Identity Theft Essay Example for Free

Credit Protection and Identity Theft Essay If you find errors on your credit report, what steps would you take to correct them? Steps we can take include writing to the credit reporting company describing what we feel is inaccurate on our credit. If we do this the agency must investigate the claim. After the investigation is complete they will send us written results with a copy of our credit report if any changes had been made. Another way we can try and correct information is by contacting and disputing any information directly with the lender. If a lender does not resolve our problem then we can request that the lender attach a statement about the dispute for every time they report the credit agency. There are many organizations that claim they will repair your credit for a fee. From your readings, should someone use a credit repair service? Why or why not? What are some actions these organizations can take that should be a red flag? Have you, a family member, or a friend been a victim of identity theft? How did it happen? Describe the resolution process- ex. how much time did it take, what credit damage was corrected? I have never been a victim of identity theft nor do I know anybody who has. From what I have read the resolution process can be long and painful mentally and physically. It could also take a very long time as in years if not caught in time. We would have to contact lenders and close out and dispute anything that was not of our knowledge. I believe then an investigation will start and if the person is ever caught then they can begin on recovering your credit and removing whatever credit was used without your knowledge. Any credit we knowingly used is still our responsibility to repay. Using the FTC site, what can you do to minimize the chance of your identity getting stolen? According to the website we should keep record of our account numbers and phone numbers to contact the lender in case we feel fraud or an inaccuracy has occurred. We should shred any receipts and documents that contain important information that we plan on throwing away. A smart thing to do would be to carry some cards separate from our wallet in case our wallet gets lost. We should check our bills often and compare receipts to our statements to make sure they match and no errors occur. If we move we need to notify the lender of this so someone else doesnt get our mail and can possibly steal any sensitive information contained in the bill.

Grapes of Wrath Jim Casy The Silent Philosopher :: essays papers

Grapes of Wrath Jim Casy The Silent Philosopher Jim Casy: The Silent Philosopher It is a widely accepted theory, in numerous areas of study, that a whole is the sum of its parts. It has also been acknowledged that the reaction formed by a combination of forces is greater than the sum of the individual forces. Such a synergistic principle has become a strong motive behind many incidents in history, in which individuals have assembled into a group to become an increasingly powerful and influential force. This is the case in John Steinbeck’s The Grapes of Wrath, in which thousands of farmers are affected by the economical, climatic, and agricultural crises of the 1930’s and forced to migrate to the promising valleys of California. As these migrants make their long, arduous journey across the deserts of America, they are faced with numerous predicaments, most of which place them on the brink of survival. In the end, they learn that it is their love for one another and their togetherness that will allow them to complete the journey and fulfill their lon g-lived dreams. As the story progresses, a marked growth becomes evident among each character as they make the transition from an â€Å"I† level of thinking to a â€Å"we† level of thinking. One such character is the itinerant preacher, Jim Casy. Although his actions are not directly influential to the story’s plot, it is his philosophies and outlooks on life and religion that affect the events, as well as the other characters, in the story. Perhaps the most significant theme interpreted from the journey of the Joad family is that of the shift from the â€Å"I† to the †we† mentality. This concept results mainly from the mutual relationships formed between the migrants and their willingness to help one another. As the migrants progress on their journey, their concern for the well being of others overshadows their concerns for themselves. Their actions become completely altruistic and intended to protect the functionality of the migrant force as a whole. They readily make sacrifices to one another and work to create mutual bonds that help one another survive. Another aspect of the â€Å"I† to â€Å"we† transition is that of the togetherness of the migrant families and the unions formed between them. As the migrants begin to face the all the same hardships and dilemmas, they begin to organize and function as a single unit. The individuals among this unit are capable of helping one another a nd advancing the progress off the whole unit.

Epic Works Essay

Epics by definition are long narrative poems, that are grand in both theme and style (Webster 417). They usually involve actions of great glory and are typically centered around historical or legendary events of universal significance. Most epics deal with the deeds of a single individual, however, it is not uncommon to have more than one main character. Epics embody several main features including: supernatural forces, sometimes the deity of the time, that shape the action; battles or other forms of physical combat; and a formal statement of the theme of the epic. Everyday details of life are commonplace and intricately woven into the background of each story in the same palatial style as the rest of the poem. Epic poems are not merely entertaining stories of legendary or historical heroes; they summarize and express the nature or ideals of an entire nation at a significant or crucial point in its history. I have chosen for comparison the Odyssey, The Divine Comedy, and Paradise Lost. The Odyssey, attributed to Homer is about Odysseus, the king of Ithaca, who sailed with his army to take part in war against Troy. After ten years of war, victory is declared and the armies of Odysseus have sailed for home. As the Odyssey begins, an additional 10 years have passed since the fall of Troy and Odysseus still has not returned to his home. The noblemen have converged on his palace seeking the hand of his lovely wife, Penelope. However, Penelope refuses their advances choosing to remain faithful to Odysseus. During the ten years of his absence since the fall of Troy, Odysseus has traveled the world undertaking many unbelievable adventures and trials set upon him by the god Poseidon. Throughout his travels he along with his men  sailed to many strange lands. These great adventures included tricking Polyphemus a Cyclops by being ‘nobody’ (Norton 320), sailing to the end of the world and descending into Hell (Norton 340), successfully battling Scylla, a six-headed monster that devoured passing seamen (Norton 361) and finally, passing safely around a terrible whirlpool (Norton 366 – 367). During his descent into Hell, Odysseus meets a sear who foretells that his wanderings would not end until peace is made with Poseidon. This sear also tells him that he will return home and re-establish himself as king. Finally as the Odyssey concludes, Odysseus does return home to a house and country in turmoil. His wife is besieged by suitors, his son is now a grown man and his country is facing certain civil war. In the final acts, order is restored with the assistance of the goddess Athene. In Dante’s epic, The Divine Comedy, he tells of a journey through hell, purgatory, and heaven. This epic is divided into three sections. In each of the sections he meets with mythological, historical, and contemporary individuals. Each individual encountered during the journey represents a religious or political symbol of fault or virtue. In addition, specific punishments and rewards are associated with each fault and virtue. Dante uses each punishment and reward to illustrate the larger meaning of human actions in the universal plan. Paradise Lost is considered by some to be one of the greatest poems in world literature and most certainly John Milton’s masterpiece. In its 12 cantos Milton tells the story of the fall of Adam and the loss of Paradise. Satan has been expelled from heaven with his fallen angels. In Hell, Satan formulates a plan to find the new creations God has made – man and woman. Meanwhile, God tells his Son that Satan will be successful in corrupting man. But because, man was tricked by Satan, man will be given grace if someone in heaven will die for man’s sin. To fulfill his plan, Satan tempts Eve in a dream. The next morning Eve suggests that she and Adam work separately that day. Gradually she is  persuaded by Satan, who has taken the form of a serpent, to eat of the Tree of Knowledge. Realizing her folly, Eve shares the fruit with Adam, who also eats it. This is considered the fall of man. In Heaven God tells of the final victory of the Son over Sin and Death. This epic is told in a context of extensive drama using profound speculations. Milton’s main goal was to ‘justify the ways of God to men.’ (Norton 2179) All three works are long narrative poems that are grand both in theme and style fulfilling the basic definition of an epic. Of the three epics only the Odyssey involved actions of great glory by the central hero. In the Divine Comedy and Paradise Lost, the main characters are not fighting monsters or outwitting Cyclops. Dante walks through Hell, and views the fate of man, Adam and Eve are manipulated by God and Satan but are not gods nor do they have god-like qualities. The influence of the supernatural is an outside force in the Divine Comedy and Paradise Lost. In the Odyssey, Odysseus possesses many god-like qualities himself. The central theme of each epic is somewhat different. In the Odyssey, the central theme seems to be Odysseus against the world. He stands the test through opposition by the gods, other men, and the forces of nature. In the Divine Comedy, Dante, a normal man, takes a walk through the many levels of hell, expressing the faith of medieval Christianity. Paradise Lost, by Milton is simply a representation of the ideals of mediaeval Christian rational. Though each work is classified as an epic, they share only a few of the basic traits of an epic poem. However, more than anything each provides insight into the thoughts and beliefs of people in our history. These epic works take us on an imaginary voyage; one through the amazing journeys of a single man, one through an imaginary trip through hell in which the political and philosophical thought of the time can be experienced, and one through an account of a religious thought for that day. All of these epics serve to remind us that no matter how far mankind has come, we still have a long way to go in our journey be it spiritual or earthly. Works Cited ‘Epic.’ Webster’s Ninth New Collegiate Dictionary. 1983 ed. Homer. ‘The Odyssey.’ Norton Anthology of World Masterpieces. Ed. Maynard Mack. 6th ed. 2 vols. New York: Norton, 1992. Milton, John. ‘Paradise Lost.’ Norton Anthology of World Masterpieces. Ed. Maynard Mack. 6th ed. 2 vols. New York: Norton, 1992.

Religion Issues in Public School Essay - 1866 Words

The parents have the primary responsibility for the upbringing their children, including education. Consequently, parents need to be knowledgeable about the rules and practices school, including all matters relating to the religion and religious freedom in public education. In each community, parents should work with school officials to achieve not only what is constitutional, but also what is right for all citizens (Essex, 2012).The principles of freedom of religious are provided in the First Amendment where the civic structure that allows discussing differences, understand the relationship between parents and school policies and forge serve the common good in public education (Lecture 2, 2014). The following issues or inquiries are†¦show more content†¦It is important that a mutual trust is created and to really and listen to each other. School officials must accept criticism to their standards and valid school practices, especially in regards to management of religion an d religious perspectives. At the same time, parents with deep religious convictions should recognize that vast majority of administrators and teachers in public schools are not intended to be hostile religion and want to be fair to parents and students (Essex, 2012). Many school districts contribute to the confusion and mistrust because policies concerning many of the issues are treated or are set as guide. Schools can demonstrate how important it is to take religious freedom seriously when working with parents to develop comprehensive standards. Religious Liberty and Public Schools The general agreement between schools and religious communities on how to treat religion in public schools under the First Amendment: Public schools may not inculcate or inhibit religion (Essex, 2012). . They must be places where religion and belief religious are treated with fairness and respect. Public schools protect the First Amendment when they protect the rights of religious freedom all students, believers or not. Schools demonstrate fairness when ensure that the curriculum includes religious studies, where appropriate, as a component important for education complete (Essex, 2012). According to the Texas Freedom Network (2014) in theShow MoreRelatedThe Controversial Issue of Teaching Religion in Public Schools2528 Words   |  11 PagesThe Controversial Issue of Teaching Religion in Public Schools Religion and public schooling, is one of todays most controversial issues in society . The question at hand is whether the teachers in the public schools should teach religion in Americas school systems or not. This controversy has been the issue of many Supreme Court rulings within the past thirty-five years. Separation of church and state seems inevitable for this nation. 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Conservatives, trying to regulate the religious freedoms of Americans , have tried numerous times to pass amendments that allow private student-led prayer in the classrooms(Baik, 243). Liberals, realizing that private prayer is and has always been legal, try to keep the balance between church-state separation as it is. This has kept the political issue of religion at a boil and confused many people on the